Lesson 1 — Partnership Accounts

Revaluation Account · Goodwill · Changes in Partnership · Admission and Retirement of Partners | Cambridge A Level Accounting 9706

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📌 Prerequisites: You must be thoroughly comfortable with O Level Partnership Accounts — Appropriation Account, Partners' Current Accounts and the Capital section of the Statement of Financial Position. This lesson extends those concepts to cover changes in partnership structure, which are exclusively examined at A Level.

1. Overview — Why Partnership Accounts Change 9706 / 2.3

At O Level, partnerships operate with fixed partners and a stable structure. At A Level, we focus on what happens when that structure changes — a new partner joins, an existing partner retires or dies, or partners agree to change their profit-sharing ratio. Each of these events requires careful adjustment to ensure all partners are treated fairly.

The Fundamental Problem: When the partnership structure changes, the value of the business assets (and goodwill) must be fairly shared between the old and new partners according to their old ratios before the change takes effect. This prevents one group of partners from gaining or losing unfairly at the expense of another.

The Three Main Events Covered in This Lesson

1. Revaluation of Assets

Assets are revalued to fair value. Gains and losses are shared among existing partners in their old ratio before the change.

2. Treatment of Goodwill

Goodwill is valued, introduced into the accounts at the time of change, then immediately written off — all using the old and new ratios.

3. Admission / Retirement

A new partner joins or an existing partner leaves. Capital accounts are adjusted to reflect both revaluation and goodwill treatment.

📌 Cambridge Examiner Note: Questions on partnership changes always appear in Paper 1 (multiple choice) and frequently in Paper 3 (structured questions). They often combine revaluation and goodwill in a single question. Always prepare both accounts before adjusting the capital accounts.

2. The Revaluation Account 9706 / 2.3

When partnership assets are revalued, the gains or losses are recorded in the Revaluation Account and then shared among the partners in their existing (old) profit-sharing ratio. This ensures partners receive their fair share of any appreciation or bear their fair share of any fall in value that occurred during their time as partners.

Structure of the Revaluation Account

Revaluation Account — What Goes on Each Side

DR Side (decreases in asset values / increases in liabilities): Reduction in asset values, Increases in liabilities CR Side (increases in asset values / decreases in liabilities): Increases in asset values, Reductions in liabilities If CR > DR → Revaluation PROFIT → shared among partners (CR their Capital Accounts) If DR > CR → Revaluation LOSS → shared among partners (DR their Capital Accounts)
💡 Key Principle: The Revaluation Account is a temporary account — it is opened, the gain or loss is calculated, shared among partners in the old ratio, and then it closes to nil. It does not appear in the final Statement of Financial Position.

Worked Example — Revaluation Account

📋 Example 1: Revaluation on Admission of New Partner

Ali and Bilal are partners sharing profits 3:2. On 1 January 2026, Sara is admitted as a new partner. Before her admission, the assets are revalued:

AssetBook Value ($)Revalued Amount ($)Gain / (Loss) ($)
Premises80,000110,000+30,000
Equipment20,00016,000(4,000)
Inventory15,00013,500(1,500)
Trade Receivables18,00017,000(1,000)

Net Revaluation Gain = 30,000 − 4,000 − 1,500 − 1,000 = $23,500

Shared: Ali (3/5 × 23,500 = $14,100) | Bilal (2/5 × 23,500 = $9,400)

Result: Ali's Capital Account is credited with $14,100 and Bilal's with $9,400. Sara takes no part in this — the revaluation gain belongs to the existing partners in their old ratio before she joins.

3. Goodwill in Partnership Accounts Exam Focus

Goodwill is the value of a business's reputation, customer relationships and earning power over and above the net value of its tangible assets. In a partnership change, goodwill must be recognised and shared fairly so that departing or diluted partners receive compensation for the goodwill they helped build.

Definition: Goodwill = Value of the business as a going concern − Net assets at fair value. It represents the premium a buyer would pay over and above the fair value of identifiable net assets.

The Two-Step Goodwill Treatment

Cambridge A Level uses a specific two-step method for goodwill when partnership structure changes:

Step 1
Introduce Goodwill
at agreed value
(old ratio)
Step 2
Write Off Goodwill
immediately
(new ratio)
Result
Capital Accounts
adjusted fairly
for the change

Goodwill — Double Entry

Step 1 — Introduce: DR Goodwill Account | CR Partners' Capital Accounts (old ratio) Step 2 — Write off: DR Partners' Capital Accounts (new ratio) | CR Goodwill Account Net effect on each partner = Share introduced (old ratio) − Share written off (new ratio)
📌 Why Write Off Immediately? Under IAS 38, internally generated goodwill cannot be recognised as an asset in a company's accounts. Cambridge applies this principle to partnerships — goodwill is introduced only as a mechanism to adjust capital accounts fairly, then immediately eliminated. The Goodwill Account should have a nil balance after both entries are posted.

Worked Example — Goodwill on Admission

📋 Example 2: Goodwill Treatment — Admission of Sara

Continuing Example 1. After the revaluation, Sara is admitted with a profit-sharing ratio of Ali : Bilal : Sara = 2:2:1 (new ratio). Goodwill is agreed at $25,000.

Old ratio (before Sara): Ali 3:2 Bilal → Ali 3/5, Bilal 2/5

New ratio (after Sara): Ali 2:2:1 Bilal : Sara → Ali 2/5, Bilal 2/5, Sara 1/5

Step Action Ali ($) Bilal ($) Sara ($)
Step 1 Introduce goodwill (old ratio 3:2) +15,000 +10,000
Step 2 Write off goodwill (new ratio 2:2:1) (10,000) (10,000) (5,000)
Net effect on Capital Accounts +5,000 nil (5,000)
Interpretation: Ali gains $5,000 (he held a larger share in the old ratio than the new). Bilal is unaffected (same proportion in both ratios). Sara pays $5,000 effectively — her capital account is reduced by her share of the write-off, compensating the existing partners for the goodwill she is now entitled to share.

The Goodwill Account in the Ledger

4. Capital Accounts After All Adjustments

After revaluation and goodwill treatment, the Capital Accounts are updated to show each partner's revised capital. The new partner then introduces their agreed capital contribution in cash.

📋 Example 3: Full Capital Account Reconciliation

Continuing Examples 1 and 2. Opening capitals: Ali $60,000 | Bilal $40,000. Sara introduces $20,000 cash on admission.

Movement Ali ($) Bilal ($) Sara ($)
Opening Capital 60,000 40,000
Revaluation gain (old ratio 3:2) +14,100 +9,400
Goodwill — introduce (old ratio 3:2) +15,000 +10,000
Goodwill — write off (new ratio 2:2:1) (10,000) (10,000) (5,000)
Cash introduced by Sara +20,000
Closing Capital 79,100 49,400 15,000
💡 Note on Sara's capital: Sara introduced $20,000 cash but her closing capital is only $15,000. The $5,000 difference is the cost of purchasing her share of goodwill — she effectively compensates Ali and Bilal for the goodwill they built up before she joined.

5. Retirement of a Partner

When a partner retires, the same principles apply — revaluation and goodwill treatment — but the direction changes. The retiring partner receives compensation for their share of the goodwill and revaluation gains they helped create.

Steps on Retirement

Step 1 — Revalue Assets

Prepare Revaluation Account. Share gain/loss among all partners (including the retiring partner) in the old ratio.

Step 2 — Treat Goodwill

Introduce goodwill at agreed value — share in old ratio (including retiring partner). Write off in new ratio (remaining partners only).

Step 3 — Calculate Amount Due

Retiring partner's closing capital account balance (after revaluation and goodwill) = amount owed to them.

Step 4 — Settle the Debt

Amount due is settled by: cash payment, loan account (if immediate payment not possible), or a combination of both.

📌 Loan Account on Retirement: If the remaining partners cannot immediately pay the retiring partner in full, the balance is transferred to a Loan Account in the retiring partner's name. This is shown as a non-current liability in the SFP and attracts interest (usually at an agreed rate or at the Partnership Act 1890 rate of 5%).

Worked Example — Retirement

📋 Example 4: Retirement of Bilal

Using the same partnership (Ali, Bilal, Sara — ratio 2:2:1). Bilal retires on 31 December 2026. Assets are revalued giving a net gain of $10,000. Goodwill is agreed at $30,000. After retirement, Ali and Sara share profits 3:2.

Bilal's capital before adjustments: $49,400

Movement Ali ($) Bilal ($) Sara ($)
Opening Capital79,10049,40015,000
Revaluation gain (old ratio 2:2:1) +4,000 +4,000 +2,000
Goodwill — introduce (old ratio 2:2:1) +12,000 +12,000 +6,000
Goodwill — write off (new ratio Ali:Sara 3:2) (18,000) (12,000)
Closing Capital 77,100 65,400 11,000
Bilal's closing capital = $65,400 — this is the amount owed to him on retirement. If paid partly in cash ($20,000) and the remainder via loan account: Loan Account = $45,400 (non-current liability).

6. Change in Profit-Sharing Ratio

Existing partners may agree to change their profit-sharing ratio without any partner joining or leaving. This still requires revaluation and goodwill treatment because one partner effectively transfers part of their profit entitlement to another.

📋 Example 5: Change in Ratio Only

Hamza and Nadia share profits 3:1. They agree to change to 1:1 from 1 January 2026. Goodwill is agreed at $20,000. No revaluation is needed.

Step Hamza ($) Nadia ($)
Introduce goodwill (old ratio 3:1) +15,000 +5,000
Write off goodwill (new ratio 1:1) (10,000) (10,000)
Net effect +5,000 (5,000)
Hamza gains $5,000 because he is giving up a larger share of future profits (3/4 → 1/2). Nadia effectively pays $5,000 for the increased profit share she is gaining. This is fair — she receives a greater share of future profits in exchange for compensating Hamza.

7. Memory Aids & Common Mistakes

🧠 Memory Aid — The Order Never Changes

1. Revalue → use old ratio → credits/debits capital accounts
2. Introduce Goodwill → use old ratio → credits capital accounts
3. Write Off Goodwill → use new ratio → debits capital accounts
4. Cash / Loan Settlement → new partner pays in / retiring partner paid out

🧠 Memory Aid — Goodwill Net Effect

Net effect = Old ratio share − New ratio share (both as fractions of goodwill value)
Positive → capital increases (partner gives up share)
Negative → capital decreases (partner gains share or is new)

⚠️ Mistake 1 — Using the wrong ratio for revaluation: Revaluation is always shared in the old ratio — the ratio that existed before the change. Using the new ratio gives incorrect capital balances and loses all method marks on this step.
⚠️ Mistake 2 — Including the new partner in the revaluation: A new partner has not yet joined when revaluation takes place — they take no part in the Revaluation Account. Gains and losses from the period before their admission belong to the existing partners only.
⚠️ Mistake 3 — Leaving goodwill in the accounts: After the two-step goodwill treatment, the Goodwill Account must have a nil balance. If goodwill remains on the SFP, it means the write-off step was not completed. Cambridge does not permit goodwill to remain as an asset in the SFP unless specifically stated.
⚠️ Mistake 4 — Confusing Capital Account and Current Account: At A Level, revaluation and goodwill adjustments go to Capital Accounts, not Current Accounts. Current Accounts record profit shares, drawings, salaries and interest. Capital changes from structural events always go to Capital Accounts.
⚠️ Mistake 5 — Forgetting the loan account on retirement: If the retiring partner is not paid immediately, the balance on their Capital Account becomes a Loan Account — a non-current liability in the SFP. Students often leave it in the capital section, which is wrong.

📝 Exam Practice Questions

Question 1 Knowledge — 2 marks Paper 1

Explain why revaluation gains and losses are shared among partners in the old profit-sharing ratio rather than the new ratio when a new partner is admitted.

The revaluation gain or loss arose during the period when the existing partners were in business together — before the new partner joined. (1 mark)

It would be unfair to share this with the new partner as they played no part in generating it. Using the old ratio ensures each existing partner receives their correct share of gains or bears their correct share of losses for the period they were responsible for. (1 mark)

Question 2 Application — 6 marks Paper 3

Omar and Zara are partners sharing profits 2:1. On 1 April 2026, Hina is admitted as a new partner. The new profit-sharing ratio is Omar:Zara:Hina = 2:2:1. Goodwill is agreed at $15,000. The following assets are revalued:

AssetBook Value ($)Revalued Amount ($)
Land and Buildings50,00065,000
Machinery18,00015,000
Inventory12,00011,200

Prepare the Revaluation Account and show the effect on each partner's Capital Account from both revaluation and goodwill.

Net revaluation gain:
Land increase: +15,000 | Machinery reduction: (3,000) | Inventory reduction: (800)
Net gain = 15,000 − 3,000 − 800 = $11,200

Shared in old ratio (Omar 2:1 Zara):
Omar: 2/3 × 11,200 = $7,467 | Zara: 1/3 × 11,200 = $3,733

Goodwill effect on Capital Accounts ($15,000):

StepOmar ($)Zara ($)Hina ($)
Introduce (old ratio 2:1) +10,000 +5,000
Write off (new ratio 2:2:1) (6,000) (6,000) (3,000)
Net goodwill effect +4,000 (1,000) (3,000)
📌 Total capital account movements:
Omar: +7,467 (reval) + 4,000 (goodwill) = +$11,467
Zara: +3,733 (reval) − 1,000 (goodwill) = +$2,733
Hina: −3,000 (goodwill) — she compensates for buying into established goodwill

Question 3 Analysis — 4 marks Paper 3

A partner retires and cannot be paid immediately. Explain how the amount due is treated in the partnership accounts and state the accounting entries required.

The amount due to the retiring partner (their closing capital account balance after revaluation and goodwill) is transferred to a Loan Account in the retiring partner's name. (1 mark)

Accounting entries:
DR Capital Account — Retiring Partner
CR Loan Account — Retiring Partner (1 mark)

The Loan Account appears as a non-current liability in the SFP of the remaining partnership. (1 mark)

Interest is charged on the loan at the agreed rate (or 5% per annum under the Partnership Act 1890 if no rate is agreed), debited to the Income Statement as an expense and credited to the Loan Account. (1 mark)

Question 4 Application — 5 marks Paper 1

Kamran and Asad share profits 3:2. They agree to admit Fatima and change the ratio to Kamran:Asad:Fatima = 3:3:2. Goodwill is valued at $40,000. No revaluation is required.

Calculate the net effect of the goodwill treatment on each partner's Capital Account and explain who gains and who loses.

StepKamran ($)Asad ($)Fatima ($)
Introduce goodwill (old ratio 3:2) +24,000 +16,000
Write off goodwill (new ratio 3:3:2) (15,000) (15,000) (10,000)
Net effect +9,000 +1,000 (10,000)

Kamran gains $9,000 because he held 3/5 of the old partnership but only receives 3/8 going forward — he gives up a significant profit share and is compensated.
Asad gains $1,000 — his share changes from 2/5 to 3/8, a small reduction in future entitlement, so he receives modest compensation.
Fatima loses $10,000 — she is buying into an established business with goodwill, so she must compensate the existing partners. Her capital account is reduced by her share of the write-off.

📌 Always verify: net effects sum to zero. 9,000 + 1,000 − 10,000 = 0 ✓

Question 5 Analysis — 3 marks Paper 3

Explain the accounting treatment of goodwill when a partner's profit-sharing ratio changes, and justify why goodwill should be written off immediately rather than retained as an asset.

When a profit-sharing ratio changes, goodwill is first introduced by debiting the Goodwill Account and crediting each partner's Capital Account in the old ratio. It is then immediately written off by debiting each partner's Capital Account in the new ratio and crediting the Goodwill Account. (1 mark)

The net effect adjusts capital accounts fairly — partners who are giving up a higher future profit share receive compensation; those gaining a higher future share effectively pay for it through their capital account. (1 mark)

Goodwill is written off immediately because it is internally generated goodwill — it was not purchased from a third party and therefore cannot be reliably measured or recognised as an asset under accounting standards (IAS 38). Retaining it would overstate total assets and mislead users of the financial statements. (1 mark)

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